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What good is having the best products-
IF NOBODY CAN FIND THEM?
LET'S FIND THE PERFECT PROGRAM TOGETHER
What do you plan to use for income documentation purposes?
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How long has it been since a Major Credit Event?
"Major Credit Event" is defined as a Bankruptcy, Foreclosure, or Short Sale.
48-59 Mtg1
What is the client's mortgage rating over the last 12 months?
0x30 meaning that no mortgage payments were 30 days late in the last 12 months. 1x30 means 1 payment was 30 days late in the last 12 months. 0x60 means that the number of payments 30 days late doesn't matter, as long as none were 60 days late. 1x90 means that there can be unlimited payments 30 or 60 days late as long as no more than 1 was more than 90 days late.
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48-59 FICO;2x30
What is the credit score for decision making?
48-59 FICO;1x60
What is the credit score for decision making?
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45-59;1x60;520;2500+
Options
Mini-Matrix View
List View
And we can make as many view styles as we like.
Because they are not reports at all. They are merely shells, that report data from cells in our database.
The buttons we were clicking along the way, were simply building a query (filter) that would put data into these shells. For example, it might be
Show all programs where:
Field 2 (Doc type)= "Full" and Field 11 (FICO) is 520-539 and
Field 64 (max mtg rating) <= 1x60 and Field 84 (mos since MCE)>= 84
and Field 117 (max open derog) is >=2500
then sort by Field 7 (max LTV 1) then by Field 8 (max LTV2)
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48-59;2x30;600;2500+
Options
Mini-Matrix View
List View
And we can make as many view styles as we like.
Because they are not reports at all. They are merely shells, that report data from cells in our database.
The buttons we were clicking along the way, were simply building a query (filter) that would put data into these shells. For example, it might be
Show all programs where:
Field 2 (Doc type)= Full and Field 11 (FICO) is 600-619 and
Field 64 (max mtg rating) <= 2x30 and Field 84 (mos since MCE)48-59
and Field 117 (max open derog) is >= 2500
then sort by Field 7 (max LTV 1) then by Field 8 (max LTV2)
Open:48-59;1x60;520
How much does the client have in open derogatory credit items?
Derogatory consumer credit items would include collections, charge-offs, liens, and judgments.
Open;2x30;600
How much does the client have in open derogatory credit items?
Derogatory consumer credit items would include collections, charge-offs, liens, and judgments.
Open;2x30;680
How much does the client have in open derogatory credit items?
Derogatory consumer credit items would include collections, charge-offs, liens, and judgments.
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