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What good is having the best products-

IF NOBODY CAN FIND THEM?

LET'S FIND THE PERFECT PROGRAM TOGETHER
  What do you plan to use for income documentation purposes?
12 Months Bank Statements
Anchor 1
  How long has it been since a Major Credit Event?
 

"Major Credit Event" is defined as a Bankruptcy, Foreclosure, or Short Sale.  

60-83 mos
24-35 mos
12-23 mos
36-47 mos
<12 mos
>84 Mtg
  What is the client's mortgage rating over the last 12 months?
 

0x30 meaning that no mortgage payments were 30 days late in the last 12 months.  1x30 means 1 payment was 30 days late in the last 12 months.   0x60 means that the number of payments 30 days late doesn't matter, as long as none were 60 days late.   1x90 means that there can be unlimited payments 30 or 60 days late as long as no more than 1 was more than 90 days late.  

1x60
1x30
1x90
2x30
1x120
0x60
Worse
Anchor 3
>84 FICO
  What is the credit score for decision making?
 

720-739
700-719
680-699
660-679
640-569
620-639
600-619
580-599
540-559
520-539
<520
Anchor 5
>84 OpenDerog
  How much does the client have in open derogatory credit items?
 

Derogatory consumer credit items would include collections, charge-offs, liens, and judgments. 

84mos;0x30;740+;<2400 Result
  Options
 

Mini-Matrix View

List View

And we can make as many view styles as we like.  

Because they are not reports at all.   They are merely shells, that report data from cells in our database.   

The buttons we were clicking along the way, were simply building a query (filter) that would put data into these shells.  For example, it might be

Show all programs where:

       Field 2 (Doc type)= "Full"   and    Field 11 (FICO) is >= 740   and

       Field 64 (max mtg rating) = 0x30    and    Field 84 (mos since MCE)>= 84

       and   Field 117 (max open derog) is <2500

       then sort by Field 7 (max LTV 1) then by Field 8 (max LTV2)

 

84mos;0x30;740+;>2400 Result
  Options
 

Mini-Matrix View

  Options
 

List View

And we can make as many view styles as we like.  

Because they are not reports at all.   They are merely shells, that report data from cells in our database.   

The buttons we were clicking along the way, were simply building a query (filter) that would put data into these shells.  For example, it might be

Show all programs where:

       Field 2 (Doc type)= "Full"   and    Field 11 (FICO) is >= 740   and

       Field 64 (max mtg rating) = 0x30    and    Field 84 (mos since MCE)>= 84

       and   Field 117 (max open derog) is >= 2500

       then sort by Field 7 (max LTV 1) then by Field 8 (max LTV2)

 

Anchor 9

........all of our report shells can be repopulated with ONLY 24 month bank statement programs when the user clicks "24 months bank statements" on the first question on this page  -- which would just change the query to.....

Show all programs where:

       Field 2 (Doc type)= "ALT"   and    Field 11 (FICO) is >= 740   and

       Field 64 (max mtg rating) = 0x30    and    Field 84 (mos since MCE)>= 84

       and   Field 117 (max open derog) is >= 2500

       then sort by Field 7 (max LTV 1) then by Field 8 (max LTV2)

 

Anchor 10
  How long has it been since a Major Credit Event?
 

"Major Credit Event" is defined as a Bankruptcy, Foreclosure, or Short Sale.  

24-35 mos
60-83 mos
48-69 mos
12-23 mos
36-47 mos
<12 mos
Anchor 11
  What is the client's mortgage rating over the last 12 months?
 

0x30 meaning that no mortgage payments were 30 days late in the last 12 months.  1x30 means 1 payment was 30 days late in the last 12 months.   0x60 means that the number of payments 30 days late doesn't matter, as long as none were 60 days late.   1x90 means that there can be unlimited payments 30 or 60 days late as long as no more than 1 was more than 90 days late.  

1x30
2x30
0x60
1x60
1x90
1x120
Worse
Anchor 12
  What is the credit score for decision making?
 

720-739
700-719
680-699
660-679
640-569
620-639
600-619
580-599
540-559
520-539
<520
Anchor 13
  How much does the client have in open derogatory credit items?
 

Derogatory consumer credit items would include collections, charge-offs, liens, and judgments. 

>= $2500
Anchor 14
  Options
 

Mini-Matrix View

List View

And we can make as many view styles as we like.  

Because they are not reports at all.   They are merely shells, that report data from cells in our database.   

The buttons we were clicking along the way, were simply building a query (filter) that would put data into these shells.  For example, it might be

Show all programs where:

       Field 2 (Doc type)= "ALT"   and    Field 11 (FICO) is >= 740   and

       Field 64 (max mtg rating) = 0x30    and    Field 84 (mos since MCE)>= 84

       and   Field 117 (max open derog) is >= 2500

       then sort by Field 7 (max LTV 1) then by Field 8 (max LTV2)

 

Anchor 15
  MANAGE
 

I'm a paragraph. Click here to add your own text and edit me. It’s easy. Just click “Edit Text” or double click me and you can start adding your own content and make changes to the font. Feel free to drag and drop me anywhere you like on your page. I’m a great place for you to tell a story and let your users know a little more about you

CALL US
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Anchor 16
CALL US
  MANAGE
 

I'm a paragraph. Click here to add your own text and edit me. It’s easy. Just click “Edit Text” or double click me and you can start adding your own content and make changes to the font. Feel free to drag and drop me anywhere you like on your page. I’m a great place for you to tell a story and let your users know a little more about you

CALL US
CALL US
CALL US
CALL US
Anchor 17
  MANAGE
 

I'm a paragraph. Click here to add your own text and edit me. It’s easy. Just click “Edit Text” or double click me and you can start adding your own content and make changes to the font. Feel free to drag and drop me anywhere you like on your page. I’m a great place for you to tell a story and let your users know a little more about you

CALL US
CALL US
CALL US
CALL US
CALL US
Anchor 18
  MANAGE
 

I'm a paragraph. Click here to add your own text and edit me. It’s easy. Just click “Edit Text” or double click me and you can start adding your own content and make changes to the font. Feel free to drag and drop me anywhere you like on your page. I’m a great place for you to tell a story and let your users know a little more about you

CALL US
CALL US
CALL US
CALL US
CALL US
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